Governing Your Global Accounts

Efficient account management is the foundation of a scalable treasury.

graph LR
    A[Partner App] -->|List| B(Global Wallets)
    A -->|Issue| C(Local Domestic Accounts)
    A -->|Fetch| D(Transactional Ledger)
    B -->|USD/GBP/EUR/KES/AUD/SGD| E[Balances]

🏗️ Step 1: Issue Local Bank Details

Deploy vIBANs or local account numbers to your customers or for your own treasury.

curl -X POST https://api.sandbox.vertofx.com/v2/accounts \
  -d '{
    "currency": "GBP",
    "type": "named", 
    "account_holder": "Acme SubAccount A"
  }'

📊 Step 2: Retrieve Real-Time Balances

Fetch the current 'Available' and 'Book' balances across your entire wallet ecosystem.

curl https://api.sandbox.vertofx.com/v2/wallets

📑 Step 3: List Transactions & Reconcile

Export the granular ledger of all credits, debits, and FX swaps.

curl -G https://api.sandbox.vertofx.com/v2/transactions \
  -d "start_date=2026-01-01" \
  -d "end_date=2026-03-31" \
  -d "limit=50"

🎯 Account Matrix

Account Type	Geometry	Primary Use
GBP Virtual	Sorted/Acc No	FPS (Instant)
EUR Virtual	IBAN/BIC	SEPA Instant
USD Virtual	ABA/Routing	ACH Inbound
NGN Virtual	Bank-Specific	Real-Time Inbound
KES Virtual	Bank/Mobile	Local Bank Transfer & M-Pesa Settlement
ZAR Virtual	Bank-Specific	Local Collections & SWIFT Inbound
SGD Virtual	Bank/Branch/Acc No	FAST / PayNow
AUD Virtual	BSB/Acc No	NPP / BECS
DKK Virtual	Local/IBAN	Domestic Bank Transfers
CHF Virtual	IBAN	SIC Transfers
HKD Virtual	Bank/Branch/Acc No	FPS Collections
MXN Virtual	CLABE	SPEI Transfers
PLN Virtual	IBAN	Elixir / Express Elixir

For full corridor-specific rail guidance, settlement expectations, and account-format notes, see the Currency Guides.