Explore our comprehensive User Guides, APIs, and Use Cases to quickly get started with VertoFx. If you need assistance, we'rehere to support you. Let's dive in!

Explore APIs

User Guides

An informative guide to explore our platform’s capabilities and solutions, designed to help end users understand and utilize the product effectively.

Business Accounts

Effortlessly manage your finances with Verto. Streamline payments, save on fees, and grow your business globally.

FX & Treasury Management

Maximise global finance with our FX & Treasury Management. Access 49 currencies in real time to manage market volatility.

Receive

Accept inbound funds via virtual IBANs, local account numbers, and card rails across multiple currencies.

Send

Dispatch local and international payouts to beneficiary accounts across 49+ currencies and corridors.

Card Issuing API

Coming soon

Spend globally with zero charges. Designed by us, controlled by you. Sign up in minutes.

Use-Cases

Checkout real-world scenarios a user interacts with our customized products, and outlines the steps they take, from start to finish.

Industry Specific

See how our products excel in FinTech, E-commerce, Import & Export, and Payroll with customized solutions for you.

Solution Specific

Solution-specific use cases are blueprints for building customized products—precise, purposeful, and essential for integration.

Browse by Products

Accounts

Learn about accounts for collecting inbound funds.

Receive

Understand inbound fund collection flows.

Wallets

Manage balances and wallet operations.

FX Conversion

Convert funds between supported currencies.

Send

Pay out funds to beneficiaries.

Payments

Understand inbound payments across wallets, local rails, card flows, and approved third-party acceptance models.

OTC Deals

Retrieve OTC deals, filter records, and reconcile deal status changes.

Sub-Accounts

Build Atlas platform flows for downstream customers.

Create a Sub-Account

Create sub-accounts for platform users.

Create Wallets

Create wallets for sub-accounts or currency balances.

Recipes & Use Cases

End-to-end implementation guides for the most common Verto integration scenarios.

Recipe

Build Cross-Border Remittance Flows

Fund a wallet, lock an FX rate with a vfx_token, execute the trade, and dispatch payouts to beneficiaries across 49+ corridors.

Wallets Exchange Send

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Use Case

Global Collection to Payout

Accept inbound global collections via virtual accounts, route settlements into Verto wallets, and trigger outbound payouts in one connected flow.

Receive Wallets Send

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Recipe

Run Cross-Border Payroll Payouts

Fund a payroll wallet, register employees as beneficiaries, convert currencies in bulk, and disburse recurring payroll to global team members.

Wallets Exchange Beneficiaries

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Use Case

Build Marketplace Payment Flows with Atlas

Structure marketplace collections, isolated seller balances, and approval-aware payouts using sub-accounts and scoped wallets.

Sub-Accounts Wallets Send

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Use Case

Collect Funds in Emerging Markets

Issue local account details in NGN, KES, ZAR, and more. Route inbound settlements into Verto wallets ready for treasury, FX, or onward payout.

Accounts Receive Wallets

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Use Case

Add Global Collections to a Domestic Business

Layer international collection rails (SWIFT, SEPA, FPS) on top of a domestic payments product without replacing existing infrastructure.

Accounts Receive Wallets

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Use Case

Build Sub-Account Onboarding Logic & UI

Design Atlas onboarding flows, map KYB states to customer-facing UI, and set up wallets the moment a sub-account reaches approved status.

Sub-Accounts KYB Wallets

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Recipe

End-to-End Payment Flow

Run a complete own-funds payout: authenticate, fund a wallet, lock an FX rate, create the trade, send the payout, and verify final settlement state.

Wallets Exchange Send

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Use Case

Embedded Sub-Accounts

Understand when to use embedded sub-accounts, how the downstream customer workflow is structured, and how to scope wallets and actions per customer.

Sub-Accounts Wallets Auth

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Recipe

Retry a Timed-Out Payout Safely

Send a payout with an idempotency key, handle a timeout without duplicating funds, and reconcile final state through webhook-driven status updates.

Send Webhooks Idempotency

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