North America

Import notes:

  1. For Atlas for Platform Clients - USD payments to USA are automatically cleared via SWIFT/Local Rails based on payments details provided
  2. For Atlas for Fintech Clients - USD payments to USA are always routed via SWIFT, with SWIFT fees Payable for this service. Domestic payouts are not offered at this time.
CurrencyPayout MethodTransfer SpeedTransaction LimitCut-off Time (UK)Key Features & NotesAccess
USDACH / FedwireSame-day / Instant1,000,00017:00US domestic payments via ACH (batch or same-day) and Fedwire (real-time); SWIFT used for cross-border USD.BETA - Not generally avaible
USDSWIFTT+11,000,00011:00Payments are processed SWIFT origination offshore (non-US). SWIFT Code + SWIFT Enabled Account number are mandatory. Ultimate sender information is avaible.All
CADEFT / InteracT+1 / Instant1,000,00018:00 GMT-5Canadian local clearing via EFT and Interac; instant peer-to-peer and same-day business transfers.All